Roxboro, NC Home Insurance
Our agents can offer helpful information regarding Home, Condominium and Renters insurance. They will educate you about choosing the best coverage amounts, different types of homeowners insurance, and much more, each designed to achieve a level of insurance protection custom-fitted just for you.
Your homeowner's insurance policy is designed to make sure you're covered against many of the hazards you are likely to face as a property owner in Roxboro, NC. Hazards can range from kitchen fires to severe weather catastrophes. The most damaging weather events in North Carolina are usually Hurricanes and Floods.
Why you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments.
- If you are still paying for your home, your lender will require insurance.
- If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
- If a guest in your home is injured, liability protection and medical coverage help pay expenses.
- If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
Homeowners insurance is meant to cover unexpected damage, not routine maintenance. Your agent can let you know what is covered and be sure you know exactly what’s included and what is not.
Remember Homeowners insurance also covers Renters and Condo Owners. Before you get stuck having to foot the bill for repairs or personal injuries call us. Make sure you carry at least 80% coinsurance on your home insurance policy. We work with you to find the right coverage and the right price. Check with your agent to find out more.
Homeowners Insurance Can Cover Against Property Crimes
Property crimes are traumatic experiences and it's at least comforting to know your home insurance can reimburse you for damage or loss if you are the victim of a burglary. You will need to have a copy of the police report when you file a claim.
The most effective theft deterrent is a burglar alarm. Most insurance companies offer discounts to policyholders who have installed a home security system. Learn about this potential discount by talking to one of our agents.